Estates and bereavement
Practical, patient help with the money side after someone dies: final tax returns, Inheritance Tax and estate accounts.
Dealing with someone's affairs after they've died is hard enough without the paperwork. We work with executors and solicitors to settle the tax position, prepare estate accounts and deal with HMRC, at a pace that suits the family.
What we can do for you
Bereavement administration
Telling HMRC, closing tax affairs and dealing with the post and accounts of the person who has died.
Final tax returns
The last Self Assessment return and any tax refund due.
Inheritance Tax returns
Valuing the estate and preparing the Inheritance Tax forms needed for probate.
Estate income and gains
Tax on income and gains during the administration, and R185 certificates for beneficiaries.
Estate accounts
Clear accounts showing what came in, what was paid out and what each beneficiary receives.
Planning ahead
Wills, gifts and pensions, planned to reduce Inheritance Tax for your family.
Common questions
Do executors need an accountant?
Not always. Simple estates can be handled by the executors. Where there's property, a business, investments or Inheritance Tax to pay, we can take a lot of the load off.
Can married couples pass on unused allowances?
Yes. Any unused nil-rate band and residence nil-rate band can pass to a surviving spouse or civil partner, so a couple can usually leave up to £1 million free of Inheritance Tax.
Are pensions affected by Inheritance Tax?
From April 2027 most unused pension pots are due to count towards the estate for Inheritance Tax. If that affects you, it's worth reviewing your plans now.
General information for the 2026/27 tax year, not advice for your situation. Book a free consultation to talk about yours.
Book a free consultation
A free, no-obligation chat about what you need, in person in Luton, by phone or online.
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