Tax planning and HMRC enquiries
Plan ahead so you pay the tax you owe and no more, and have someone on your side if HMRC comes asking.
Good tax planning is mostly about timing and structure: when to take income, how to own assets and what to claim. We look at the whole picture, business and personal, and explain the options in plain English.
If HMRC opens an enquiry into your tax return, we deal with them for you and keep it as short and painless as possible.
What we can do for you
Business and tax planning
Salary or dividends, sole trader or limited company, pensions and taking money out tax-efficiently.
Capital Gains Tax planning
Timing disposals and using allowances and reliefs such as Business Asset Disposal Relief.
Inheritance Tax planning
Gifts, trusts, wills and pensions, worked through with your solicitor and financial adviser.
Investment property
Owning personally or through a company, incorporation, and the tax on rent and sales.
Electric company cars
Low Benefit in Kind and a 100% first-year allowance still make electric cars a tax-efficient choice.
HMRC enquiries and investigations
We handle the letters, the meetings and the negotiation, so you don't have to.
Tax investigation fee protection
Optional cover so our fees are paid if HMRC opens an enquiry.
Electric cars through your company, 2026/27
- Benefit in Kind on fully electric company cars is 4% in 2026/27, rising to 5% in 2027/28, then 7% and 9% by 2029/30. Petrol and diesel cars are typically 25% to 37%.
- Companies can claim a 100% first-year allowance on new zero-emission cars bought before April 2027.
- There's no fuel benefit charge on electricity, and charging at work is tax-free for employees.
- Leasing usually lets the company deduct the payments and, if VAT-registered, reclaim half the VAT. If you buy a car with any private use, the VAT can't be reclaimed.
- Electric cars have paid road tax (VED) since April 2025, and a pay-per-mile charge for electric cars has been announced from April 2028.
Common questions
Should I run my business as a limited company?
It depends on your profits, how much you take out and your plans. The higher dividend tax rates from April 2026 have narrowed the gap for some people. We'll compare both before you decide.
What happens in an HMRC enquiry?
HMRC writes asking for records or explanations about a tax return. Don't ignore it. We reply for you, keep the questions focused and negotiate if anything turns out to be owed.
What is tax investigation fee protection?
It's cover that pays our professional fees for dealing with an HMRC enquiry, which can otherwise add up quickly even when nothing is owed.
General information for the 2026/27 tax year, not advice for your situation. Book a free consultation to talk about yours.
Book a free consultation
A free, no-obligation chat about what you need, in person in Luton, by phone or online.
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