Individuals

Self Assessment and personal tax

Tax returns for the self-employed, landlords, company directors and anyone HMRC asks to file, with every relief you're due.

Self Assessment pulls everything together: self-employed profits, rent, dividends, pensions, savings interest and gains. We check what you can claim, file on time and tell you exactly what to pay and when, including payments on account.

If you think you've paid too much tax, through PAYE, CIS or payments on account, we'll look into it and claim it back.

£12,570personal allowance for 2026/27
31 Januarydeadline to file online and pay the balance
£50,000+income that brought sole traders and landlords into MTD from April 2026

What we can do for you

  • Self Assessment tax returns

    Prepared, checked with you and filed online, well before the 31 January deadline.

  • Tax refunds

    Overpaid through PAYE, CIS deductions or payments on account? We claim it back from HMRC.

  • Landlords and rental income

    Rental profits, allowable costs, mortgage interest relief and jointly owned property.

  • Capital Gains Tax

    Selling a second home, shares or business assets: we work out the gain, apply the reliefs and handle the 60-day report for UK property.

  • Making Tax Digital for Income Tax

    Software set-up and quarterly updates if your income brings you into MTD.

  • Child Benefit and high earners

    Working out the High Income Child Benefit Charge if either parent earns over £60,000.

Common questions

Do I need to file a tax return?

Usually yes if you're self-employed with income over £1,000, a landlord, a partner in a partnership, or you have untaxed income such as larger dividends or overseas income. If you're not sure, ask us and we'll check.

What are payments on account?

If your tax bill is over £1,000 and isn't mostly collected through PAYE, HMRC asks for two advance payments towards next year's bill, on 31 January and 31 July. If your income has dropped, we can apply to reduce them.

How quickly do I have to report a property sale?

If you sell a UK home that isn't your main residence and there's tax to pay, you must report it and pay the tax within 60 days of completion.

General information for the 2026/27 tax year, not advice for your situation. Book a free consultation to talk about yours.

Book a free consultation

A free, no-obligation chat about what you need, in person in Luton, by phone or online.